The Impact of FHA Insurance Practices on Urban Housing Markets in Transition—The St. Louis Case

Abstract

In this Article we suggest hypotheses about housing markets in transition from higher to lower income levels and from one race to another. We indicate the expected impact of the change in Federal Housing Administration insurance practices on prices, income and racial transition. We then develop actual price and income data for St. Louis housing markets in transition, describe changes in housing markets in transition, and evaluate the impact of the shift in Federal Housing Administration policy.

Keywords

Housing, Race, Statistics

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Authors

Hugh O. Nourse (University of Missouri)
Donald Phares (University of Missouri)

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